Find the money to buy your Maryland home.
Maryland has dozens of down payment and grant programs, and most buyers never hear about them. Pick your county and see what you may qualify for.
Tap your county
Select where you're buying on the map of Maryland. We'll show the local programs for that county, plus the statewide options every buyer can use.
Prefer a list?
Choose your county here. It does the same thing as the map.
Down payment programs
Not sure which ones you qualify for?Get a free, no-obligation personal analysis from Mike.
Get my personal analysis
Meet Michael Basch
Michael prides himself on helping everyone he can find their way home. The challenge with down payment assistance is that these programs come wrapped in complex guidelines: income and asset limits, credit requirements, and property and location rules. The program that looks best on paper isn't always the best fit for your financing. Truthfully, even seasoned loan officers find them a lot to navigate.
That's exactly why a conversation beats a guess. The fastest, most accurate way to learn which programs you qualify for, and which one genuinely fits your situation, is a free, no-pressure consultation with Michael. You'll get a straight answer on where you stand and a clear plan for your options.
A Maryland native with nearly a decade as a licensed loan officer, hundreds of families served, and one of the highest-rated loan officers on Google, you're in about the best hands you'll find. Michael is with First Home Mortgage, the #1 lender in Maryland and the go-to lender for nearly every local assistance program.
Michael Basch · NMLS #1721748 · First Home Mortgage · NMLS #71603
Book my free consultationWhat clients say
A few words from buyers I've helped across Maryland. Read them all on Google.
Mike is a saint! He made my first home buying experience very easy and breezy. Always available to ease my mind and help me through all aspects of my journey. Highly recommend!
Mike recently helped us sell our old house and went the extra mile to help get us our dream home in a very competitive race. He is incredibly responsive and knowledgeable, and I truly felt he had our best interests at heart.
As a first-time homebuyer I really benefited from the knowledge and professionalism that came with Mikey's entire team. I can't speak enough on how easy they made the entire process. Highly recommend!
Michael Basch is the best example of what every lender should embody. Client first, solution based, market expert. I have worked with Mike on countless home loans and refinances. His integrity and follow through is best in class.
Michael is an exceptional loan officer. Always willing to educate you about the steps to securing a mortgage, interest rates, and types of loans. He helped me lock in my home loan at a good interest rate. I highly recommend him!
I started working with Michael a full year prior to closing. He offered a competitive rate and helped tailor my loan to my financial situation. His attention to detail and proactive communication made a significant difference in reducing stress.
See what you qualify for
Tell Mike a little about your plans and he'll send back the specific programs you're likely eligible for, usually within one business day.
- A personalized list of programs for your county
- A straight answer on what you'd actually qualify for
- No pressure, no spam, and no cost to ask
Get my free program match
Takes about 30 seconds.
Mike will review your information and get back to you, usually within one business day.